Auto Accidents

Houston-Dallas-Fort Worth-Austin Auto Accident Lawyers

If you have been injured in a car accident, no insurance company is your friend, regardless of their behavior. Even your own insurance company has interests opposite of yours.

A car insurance company's profit is the difference between what they collect in premiums and what they pay out in claims. The less an insurance company pays out in claims, the more profit they make. In the case of an uninsured or underinsured motorist's claim, even your own insurance company has a financial interest in denying or lowballing your claim. That is why you should consult with an attorney first if you have been injured in an auto accident. At Fears | Nachawati, our lawyers will ensure that your rights are preserved and you obtain the recovery you are entitled to under Texas law.

As your attorneys, our interests are aligned directly with yours and we are motivated by the contingency fee arrangement to help you obtain the maximum recovery.

Types of insurance coverage

In Texas, people injured in a motor vehicle wreck typically obtain recoveries from the insurance company of the driver who was at fault. However, this is not the case in every accident. You may be entitled to Personal Injury Protection company cannot produce that PIP rejection form, you automatically have coverage whether you paid premiums or not.

Under Texas law, filing a PIP claim is not supposed to drive your car insurance premiums up. And unlike other types of medical insurance such as Med-Pay, PIP does not have a subrogation provision. This means that you do not have to reimburse PIP for any compensation you receive from a third party's insurance company.

If the negligent driver does not have liability insurance or does not have enough insurance to pay your damages, you would be entitled to receive compensation from your own uninsured or underinsured motorists (UM/UIM) coverage.

There may be several different types of medical coverage available for car accident victims. Our lawyers will help you understand all the sources of recovery available to you. If you do not have medical insurance, our lawyers would be happy to provide you a list of medical professionals that do not require you to pay medical expenses up front.

Free consultation: To speak to a personal injury lawyer at our firm, call us toll-free at 1 (866) 662-5345 or complete our contact form. We have offices in Houston, Dallas, Fort Worth, and Austin. We offer home and hospital visits. Se habla español.